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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,726 | $158,393+135.9% | $143,412+160.6% | $155,188+140.8% |
| Participation rate | 95.5% | 79.7%+15.7pp | 78.5%+17.0pp | 80.8%+14.7pp |
| Annual return | 11.52% | 324.22%-312.7pp | 256.99%-245.5pp | 148.84%-137.3pp |
| Employer contribution / active EE | $5,804 | $3,911+48.4% | $3,748+54.9% | $4,248+36.6% |
| Participant deferral / active EE | $14,044 | $7,193+95.2% | $6,816+106.1% | $6,531+115.0% |
| Admin fee / account holder | $46,415 | $12,964+258.0% | $11,396+307.3% | $14,480+220.5% |