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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,726 | $171,930+117.4% | $151,266+147.1% | $154,746+141.5% |
| Participation rate | 95.5% | 80.5%+14.9pp | 77.0%+18.5pp | 80.7%+14.8pp |
| Annual return | 11.52% | 242.03%-230.5pp | 180.60%-169.1pp | 172.34%-160.8pp |
| Employer contribution / active EE | $5,804 | $4,710+23.2% | $4,237+37.0% | $4,379+32.5% |
| Participant deferral / active EE | $14,044 | $8,191+71.5% | $7,337+91.4% | $6,730+108.7% |
| Admin fee / account holder | $46,415 | $15,803+193.7% | $13,159+252.7% | $14,365+223.1% |