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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,612 | $160,070-6.5% | $147,117+1.7% | $145,897+2.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 3.59% | 98.69%-95.1pp | 420.54%-416.9pp | 552.29%-548.7pp |
| Employer contribution / active EE | $19,172 | $5,285+262.8% | $4,932+288.7% | $4,663+311.2% |
| Participant deferral / active EE | $9,879 | $8,419+17.3% | $8,065+22.5% | $6,689+47.7% |
| Admin fee / account holder | $630 | $15,035-95.8% | $12,993-95.1% | $13,390-95.3% |