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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,260 | $154,754-55.2% | $124,206-44.2% | $138,895-50.1% |
| Participation rate | 73.3% | 75.5%-2.1pp | 69.6%+3.8pp | 79.9%-6.6pp |
| Annual return | 10.60% | 709.28%-698.7pp | 515.27%-504.7pp | 145.39%-134.8pp |
| Employer contribution / active EE | $4,179 | $4,446-6.0% | $3,540+18.1% | $4,194-0.4% |
| Participant deferral / active EE | $4,272 | $4,621-7.6% | $3,968+7.7% | $6,396-33.2% |
| Admin fee / account holder | $3,179 | $6,690-52.5% | $5,929-46.4% | $12,562-74.7% |