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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,036 | $102,385+5.5% | $147,080-26.5% | $80,935+33.5% |
| Participation rate | 97.1% | 75.9%+21.2pp | 82.2%+14.9pp | 67.7%+29.4pp |
| Annual return | 13.25% | 135.09%-121.8pp | 420.17%-406.9pp | 35.66%-22.4pp |
| Employer contribution / active EE | $1,836 | $3,717-50.6% | $4,933-62.8% | $2,757-33.4% |
| Participant deferral / active EE | $6,061 | $6,651-8.9% | $8,066-24.9% | $4,299+41.0% |
| Admin fee / account holder | $5,622 | $7,951-29.3% | $12,989-56.7% | $6,924-18.8% |