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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,326 | $57,590-96.0% | $86,233-97.3% | $82,448-97.2% |
| Participation rate | 63.3% | 57.9%+5.5pp | 69.0%-5.7pp | 68.1%-4.7pp |
| Annual return | 25.05% | 22.41%+2.6pp | 61.39%-36.3pp | 41.64%-16.6pp |
| Employer contribution / active EE | $419 | $1,655-74.7% | $2,504-83.3% | $2,551-83.6% |
| Participant deferral / active EE | $853 | $3,080-72.3% | $4,559-81.3% | $4,139-79.4% |
| Admin fee / account holder | $190 | $4,730-96.0% | $8,342-97.7% | $7,234-97.4% |