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| Provider | Service type | Compensation |
|---|---|---|
MMA SECURITIES LLC2 years Service code 27 · EIN 22-3570392 | Advisory (Plan) | $39,896 |
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $25,877 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,227 | $92,076-55.2% | $105,607-61.0% | $77,736-47.0% |
| Participation rate | 95.4% | 81.0%+14.3pp | 75.3%+20.1pp | 70.6%+24.8pp |
| Annual return | 16.64% | 17.84%-1.2pp | 116.11%-99.5pp | 31.26%-14.6pp |
| Employer contribution / active EE | $990 | $3,370-70.6% | $3,167-68.7% | $2,728-63.7% |
| Participant deferral / active EE | $4,654 | $5,390-13.7% | $5,011-7.1% | $4,651+0.1% |
| Admin fee / account holder | $154 | $219-29.6% | $10,958-98.6% | $433-64.5% |