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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $494,305 | $174,379+183.5% | $152,093+225.0% | $138,895+255.9% |
| Participation rate | 85.7% | 81.6%+4.1pp | 77.8%+7.9pp | 79.9%+5.8pp |
| Annual return | 17.50% | 74.86%-57.4pp | 66.36%-48.9pp | 145.39%-127.9pp |
| Employer contribution / active EE | $9,642 | $4,652+107.3% | $4,175+131.0% | $4,194+129.9% |
| Participant deferral / active EE | $8,713 | $6,159+41.5% | $5,451+59.8% | $6,396+36.2% |
| Admin fee / account holder | $4,298 | $16,880-74.5% | $14,497-70.4% | $12,562-65.8% |