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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $494,305 | $181,062+173.0% | $158,223+212.4% | $155,188+218.5% |
| Participation rate | 85.7% | 82.7%+3.1pp | 79.2%+6.5pp | 80.8%+4.9pp |
| Annual return | 17.50% | 57.39%-39.9pp | 52.09%-34.6pp | 148.84%-131.3pp |
| Employer contribution / active EE | $9,642 | $4,565+111.2% | $4,109+134.7% | $4,248+127.0% |
| Participant deferral / active EE | $8,713 | $6,134+42.0% | $5,467+59.4% | $6,531+33.4% |
| Admin fee / account holder | $4,298 | $18,825-77.2% | $16,047-73.2% | $14,480-70.3% |