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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $12,191 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,612 | $130,795-72.8% | $173,730-79.5% | $64,728-45.0% |
| Participation rate | 89.0% | 69.9%+19.1pp | 79.6%+9.4pp | 57.9%+31.1pp |
| Annual return | 9.25% | 13.01%-3.8pp | 19.96%-10.7pp | 49.38%-40.1pp |
| Employer contribution / active EE | $1,270 | $2,914-56.4% | $4,577-72.3% | $2,243-43.4% |
| Participant deferral / active EE | $3,373 | $3,477-3.0% | $6,326-46.7% | $2,729+23.6% |
| Admin fee / account holder | $15 | $1,356-98.9% | $17,523-99.9% | $1,145-98.7% |