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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $12,191 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,612 | $138,891-74.4% | $185,441-80.8% | $65,191-45.4% |
| Participation rate | 89.0% | 74.2%+14.8pp | 80.3%+8.7pp | 63.0%+26.0pp |
| Annual return | 9.25% | 10.99%-1.7pp | 20.16%-10.9pp | 51.24%-42.0pp |
| Employer contribution / active EE | $1,270 | $3,142-59.6% | $4,672-72.8% | $2,400-47.1% |
| Participant deferral / active EE | $3,373 | $3,459-2.5% | $6,152-45.2% | $2,671+26.3% |
| Admin fee / account holder | $15 | $864-98.2% | $17,890-99.9% | $907-98.3% |