Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,686 | $97,550+30.9% | $120,344+6.1% | $87,485+46.0% |
| Participation rate | 55.6% | 72.8%-17.3pp | 76.7%-21.2pp | 68.9%-13.4pp |
| Annual return | 3.14% | 18.41%-15.3pp | 20.30%-17.2pp | 26.06%-22.9pp |
| Employer contribution / active EE | $1,989 | $2,291-13.2% | $3,020-34.1% | $2,596-23.4% |
| Participant deferral / active EE | $3,367 | $4,230-20.4% | $5,135-34.4% | $4,274-21.2% |
| Admin fee / account holder | $3,769 | $9,543-60.5% | $12,742-70.4% | $7,775-51.5% |