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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,800 | $102,595-71.9% | $94,057-69.4% | $154,746-81.4% |
| Participation rate | 81.0% | 76.0%+5.0pp | 73.3%+7.6pp | 80.7%+0.3pp |
| Annual return | 10.38% | 583.42%-573.0pp | 480.62%-470.2pp | 172.34%-162.0pp |
| Employer contribution / active EE | $1,938 | $3,147-38.4% | $2,933-33.9% | $4,379-55.8% |
| Participant deferral / active EE | $2,037 | $5,118-60.2% | $4,709-56.7% | $6,730-69.7% |
| Admin fee / account holder | $4,601 | $7,736-40.5% | $7,244-36.5% | $14,365-68.0% |