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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,219 | $84,953+367.6% | $163,379+143.1% | $82,637+380.7% |
| Participation rate | 100.0% | 65.9%+34.1pp | 76.8%+23.2pp | 68.1%+31.9pp |
| Annual return | 11.34% | 23.07%-11.7pp | 63.41%-52.1pp | 53.51%-42.2pp |
| Employer contribution / active EE | $21,540 | $2,183+886.9% | $3,752+474.0% | $2,552+744.0% |
| Participant deferral / active EE | $9,166 | $4,326+111.9% | $6,282+45.9% | $4,126+122.1% |
| Admin fee / account holder | $47,874 | $7,921+504.4% | $9,818+387.6% | $7,339+552.3% |