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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,986 | $73,787+34.2% | $98,716+0.3% | $82,448+20.1% |
| Participation rate | 92.9% | 61.4%+31.4pp | 69.3%+23.6pp | 68.1%+24.8pp |
| Annual return | 16.95% | 18.57%-1.6pp | 31.81%-14.9pp | 41.64%-24.7pp |
| Employer contribution / active EE | $1,744 | $1,511+15.4% | $2,279-23.5% | $2,551-31.6% |
| Participant deferral / active EE | $3,258 | $3,081+5.7% | $4,048-19.5% | $4,139-21.3% |
| Admin fee / account holder | $3,323 | $6,500-48.9% | $8,703-61.8% | $7,234-54.1% |