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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,237 | $58,234+24.0% | $81,783-11.7% | $80,874-10.7% |
| Participation rate | 90.5% | 63.4%+27.1pp | 72.4%+18.2pp | 67.6%+22.9pp |
| Annual return | 12.11% | 41.70%-29.6pp | 775.05%-762.9pp | 35.62%-23.5pp |
| Employer contribution / active EE | $0 | $2,341-100.0% | $2,913-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $3,683 | $3,283+12.2% | $4,320-14.7% | $4,297-14.3% |
| Admin fee / account holder | $1,686 | $4,982-66.2% | $7,380-77.2% | $6,935-75.7% |