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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,042 | $183,516-56.4% | $155,534-48.5% | $145,884-45.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.19% | 61.43%-49.2pp | 64.92%-52.7pp | 551.85%-539.7pp |
| Employer contribution / active EE | $6,199 | $5,315+16.6% | $4,675+32.6% | $4,662+33.0% |
| Participant deferral / active EE | $6,668 | $6,467+3.1% | $5,630+18.4% | $6,690-0.3% |
| Admin fee / account holder | $4,173 | $19,293-78.4% | $15,900-73.8% | $13,392-68.8% |