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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,393 | $201,259-45.1% | $184,200-40.1% | $145,959-24.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 16.86% | 28.98%-12.1pp | 28.80%-11.9pp | 561.95%-545.1pp |
| Employer contribution / active EE | $19,579 | $7,018+179.0% | $6,424+204.8% | $4,661+320.1% |
| Participant deferral / active EE | $20,218 | $9,806+106.2% | $9,132+121.4% | $6,689+202.3% |
| Admin fee / account holder | $669 | $16,372-95.9% | $13,907-95.2% | $13,398-95.0% |