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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,176 | $101,618-76.2% | $93,063-74.0% | $137,256-82.4% |
| Participation rate | 94.7% | 74.9%+19.8pp | 72.1%+22.6pp | 80.0%+14.8pp |
| Annual return | 21.59% | 223.95%-202.4pp | 34.15%-12.6pp | 220.34%-198.7pp |
| Employer contribution / active EE | $3,922 | $2,707+44.9% | $2,476+58.4% | $4,156-5.6% |
| Participant deferral / active EE | $6,717 | $4,279+57.0% | $3,958+69.7% | $6,407+4.8% |
| Admin fee / account holder | $1,393 | $6,198-77.5% | $6,033-76.9% | $12,270-88.6% |