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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,594 | $95,404-53.3% | $113,397-60.7% | $82,637-46.0% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 11.72% | 19.08%-7.4pp | 23.20%-11.5pp | 53.51%-41.8pp |
| Employer contribution / active EE | $1,625 | $2,307-29.6% | $2,977-45.4% | $2,552-36.3% |
| Participant deferral / active EE | $3,746 | $4,220-11.2% | $5,076-26.2% | $4,126-9.2% |
| Admin fee / account holder | $36,431 | $9,168+297.4% | $11,957+204.7% | $7,339+396.4% |