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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,361 | $78,197-75.2% | $98,090-80.3% | $82,637-76.6% |
| Participation rate | 79.7% | 77.5%+2.3pp | 81.5%-1.8pp | 68.1%+11.7pp |
| Annual return | 40.56% | 40.25%+0.3pp | 37.05%+3.5pp | 53.51%-12.9pp |
| Employer contribution / active EE | $0 | $2,605-100.0% | $3,606-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $9,782 | $6,636+47.4% | $7,845+24.7% | $4,126+137.1% |
| Admin fee / account holder | $707 | $14,832-95.2% | $11,815-94.0% | $7,339-90.4% |