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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,742 | $69,118-15.0% | $53,647+9.5% | $138,895-57.7% |
| Participation rate | 100.0% | 64.0%+36.0pp | 56.3%+43.7pp | 79.9%+20.1pp |
| Annual return | 6.33% | 248.26%-241.9pp | 358.33%-352.0pp | 145.39%-139.1pp |
| Employer contribution / active EE | $6,990 | $1,189+487.7% | $962+626.6% | $4,194+66.7% |
| Participant deferral / active EE | $7,466 | $2,274+228.3% | $1,813+311.8% | $6,396+16.7% |
| Admin fee / account holder | $3,030 | $2,724+11.2% | $2,460+23.2% | $12,562-75.9% |