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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,056 | $196,972-84.2% | $182,262-83.0% | $198,609-84.4% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 20.98% | 158.27%-137.3pp | 140.60%-119.6pp | 202.70%-181.7pp |
| Employer contribution / active EE | $5,918 | $5,364+10.3% | $5,046+17.3% | $5,055+17.1% |
| Participant deferral / active EE | $6,712 | $8,643-22.3% | $8,276-18.9% | $6,977-3.8% |
| Admin fee / account holder | $785 | $18,429-95.7% | $16,712-95.3% | $19,030-95.9% |