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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,645 | $108,911-74.6% | $100,392-72.5% | $145,884-81.1% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.10% | 58.23%-44.1pp | 49.45%-35.3pp | 551.85%-537.7pp |
| Employer contribution / active EE | $2,383 | $4,420-46.1% | $3,941-39.5% | $4,662-48.9% |
| Participant deferral / active EE | $4,005 | $8,459-52.7% | $8,090-50.5% | $6,690-40.1% |
| Admin fee / account holder | $1,112 | $9,698-88.5% | $7,904-85.9% | $13,392-91.7% |