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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,243 | $102,609-43.2% | $98,090-40.6% | $138,895-58.1% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 175.39% | 36.44%+138.9pp | 37.05%+138.3pp | 145.39%+30.0pp |
| Employer contribution / active EE | $3,567 | $3,867-7.8% | $3,606-1.1% | $4,194-14.9% |
| Participant deferral / active EE | $3,465 | $8,167-57.6% | $7,845-55.8% | $6,396-45.8% |
| Admin fee / account holder | $49,385 | $11,434+331.9% | $11,815+318.0% | $12,562+293.1% |