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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,139 | $155,555+111.6% | $146,866+124.1% | $155,188+112.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 19.79% | 115.41%-95.6pp | 102.85%-83.1pp | 148.84%-129.0pp |
| Employer contribution / active EE | $7,615 | $4,647+63.9% | $4,425+72.1% | $4,248+79.3% |
| Participant deferral / active EE | $26,834 | $8,044+233.6% | $7,759+245.8% | $6,531+310.9% |
| Admin fee / account holder | $10,081 | $14,755-31.7% | $13,620-26.0% | $14,480-30.4% |