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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,510 | $183,516-78.5% | $155,534-74.6% | $145,884-72.9% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 14.11% | 61.43%-47.3pp | 64.92%-50.8pp | 551.85%-537.7pp |
| Employer contribution / active EE | $3,317 | $5,315-37.6% | $4,675-29.0% | $4,662-28.9% |
| Participant deferral / active EE | $5,965 | $6,467-7.8% | $5,630+5.9% | $6,690-10.8% |
| Admin fee / account holder | $385 | $19,293-98.0% | $15,900-97.6% | $13,392-97.1% |