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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,812 | $156,398-71.3% | $147,318-69.6% | $138,895-67.7% |
| Participation rate | 95.0% | 83.8%+11.2pp | 82.1%+12.9pp | 79.9%+15.1pp |
| Annual return | 108.83% | 78.75%+30.1pp | 70.43%+38.4pp | 145.39%-36.6pp |
| Employer contribution / active EE | $6,954 | $4,853+43.3% | $4,593+51.4% | $4,194+65.8% |
| Participant deferral / active EE | $14,006 | $8,237+70.0% | $7,906+77.1% | $6,396+119.0% |
| Admin fee / account holder | $2,365 | $14,976-84.2% | $13,708-82.7% | $12,562-81.2% |