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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,454 | $88,778+71.7% | $81,844+86.3% | $145,884+4.5% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 573.96% | 1033.03%-459.1pp | 778.87%-204.9pp | 551.85%+22.1pp |
| Employer contribution / active EE | $0 | $3,087-100.0% | $2,916-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $3,889 | $4,648-16.3% | $4,323-10.1% | $6,690-41.9% |
| Admin fee / account holder | $1,891 | $8,430-77.6% | $7,355-74.3% | $13,392-85.9% |