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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,630 | $155,555-45.0% | $146,866-41.7% | $155,188-44.8% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.5%-2.5pp | 80.8%-0.8pp |
| Annual return | 21.08% | 115.41%-94.3pp | 102.85%-81.8pp | 148.84%-127.8pp |
| Employer contribution / active EE | $8,537 | $4,647+83.7% | $4,425+92.9% | $4,248+101.0% |
| Participant deferral / active EE | $17,725 | $8,044+120.3% | $7,759+128.4% | $6,531+171.4% |
| Admin fee / account holder | $795 | $14,755-94.6% | $13,620-94.2% | $14,480-94.5% |