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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,668 | $70,366+138.3% | $66,674+151.5% | $138,895+20.7% |
| Participation rate | 55.6% | 76.2%-20.6pp | 73.7%-18.1pp | 79.9%-24.4pp |
| Annual return | 17.12% | 386.41%-369.3pp | 321.24%-304.1pp | 145.39%-128.3pp |
| Employer contribution / active EE | $1,859 | $2,765-32.8% | $2,620-29.1% | $4,194-55.7% |
| Participant deferral / active EE | $5,340 | $4,374+22.1% | $4,084+30.8% | $6,396-16.5% |
| Admin fee / account holder | $2,684 | $5,262-49.0% | $5,098-47.4% | $12,562-78.6% |