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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,745 | $159,978-31.4% | $147,041-25.4% | $145,978-24.8% |
| Participation rate | 53.8% | 84.0%-30.2pp | 82.2%-28.3pp | 80.3%-26.4pp |
| Annual return | 101.45% | 98.36%+3.1pp | 419.21%-317.8pp | 550.52%-449.1pp |
| Employer contribution / active EE | $3,023 | $5,288-42.8% | $4,935-38.7% | $4,662-35.2% |
| Participant deferral / active EE | $7,751 | $8,429-8.0% | $8,071-4.0% | $6,690+15.9% |
| Admin fee / account holder | $6,313 | $15,053-58.1% | $13,006-51.5% | $13,400-52.9% |