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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,500 | $112,184-60.3% | - | $145,884-69.5% |
| Participation rate | 100.0% | 68.9%+31.1pp | - | 80.3%+19.7pp |
| Annual return | 4.36% | 21.73%-17.4pp | - | 551.85%-547.5pp |
| Employer contribution / active EE | $312 | $5,728-94.6% | - | $4,662-93.3% |
| Participant deferral / active EE | $692 | $5,637-87.7% | - | $6,690-89.7% |
| Admin fee / account holder | $317 | $6,256-94.9% | - | $13,392-97.6% |