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| Provider | Service type | Compensation |
|---|---|---|
Filed as: GALLAGHER BENEFIT SERVICES INC Service code 99 · EIN 36-4291971 | Other Fees | $68,717 |
Service code 64 · EIN 71-0294708 | Recordkeeping Fees | $12,224 |
Filed as: VOYA RETIREMENT ADVISORS, LLC Service code 26 · EIN 02-0488491 | Advisory (Participants) | $7,933 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,179 | $90,064+7.9% | $100,415-3.2% | $77,762+25.0% |
| Participation rate | 41.7% | 81.3%-39.5pp | 81.5%-39.8pp | 70.6%-28.8pp |
| Annual return | 14.63% | 20.61%-6.0pp | 49.47%-34.8pp | 31.27%-16.6pp |
| Employer contribution / active EE | $2,024 | $3,043-33.5% | $3,943-48.7% | $2,728-25.8% |
| Participant deferral / active EE | $5,715 | $8,282-31.0% | $8,091-29.4% | $4,651+22.9% |
| Admin fee / account holder | $40 | $172-76.5% | $7,906-99.5% | $433-90.6% |