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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,171 | $106,749-67.1% | $145,433-75.8% | $82,448-57.3% |
| Participation rate | 93.9% | 75.6%+18.2pp | 82.1%+11.8pp | 68.1%+25.8pp |
| Annual return | 47.60% | 27.59%+20.0pp | 66.58%-19.0pp | 41.64%+6.0pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $4,554-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $14,222 | $6,519+118.2% | $7,897+80.1% | $4,139+243.6% |
| Admin fee / account holder | $6,441 | $8,390-23.2% | $13,129-50.9% | $7,234-11.0% |