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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,924 | $76,407-50.4% | $150,298-74.8% | $82,448-54.0% |
| Participation rate | 29.3% | 66.4%-37.1pp | 77.8%-48.4pp | 68.1%-38.8pp |
| Annual return | 31.08% | 39.99%-8.9pp | 62.79%-31.7pp | 41.64%-10.6pp |
| Employer contribution / active EE | $927 | $2,614-64.5% | $4,154-77.7% | $2,551-63.7% |
| Participant deferral / active EE | $2,507 | $3,214-22.0% | $5,453-54.0% | $4,139-39.4% |
| Admin fee / account holder | $19,939 | $6,352+213.9% | $14,116+41.3% | $7,234+175.6% |