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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,496 | $101,539-33.5% | $147,041-54.1% | $74,400-9.3% |
| Participation rate | 38.9% | 75.5%-36.6pp | 82.2%-43.2pp | 67.2%-28.3pp |
| Annual return | 15.55% | 8740.84%-8725.3pp | 419.21%-403.7pp | 1367.51%-1352.0pp |
| Employer contribution / active EE | $1,624 | $3,811-57.4% | $4,935-67.1% | $2,624-38.1% |
| Participant deferral / active EE | $3,370 | $7,304-53.9% | $8,071-58.2% | $4,348-22.5% |
| Admin fee / account holder | $8,138 | $1,749+365.2% | $13,006-37.4% | $1,944+318.7% |