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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,496 | $101,653-33.6% | $147,080-54.1% | $74,459-9.4% |
| Participation rate | 38.9% | 75.6%-36.6pp | 82.2%-43.3pp | 67.2%-28.3pp |
| Annual return | 15.55% | 8754.98%-8739.4pp | 420.17%-404.6pp | 1369.70%-1354.2pp |
| Employer contribution / active EE | $1,624 | $3,813-57.4% | $4,933-67.1% | $2,626-38.2% |
| Participant deferral / active EE | $3,370 | $7,304-53.9% | $8,066-58.2% | $4,350-22.5% |
| Admin fee / account holder | $8,138 | $1,752+364.6% | $12,989-37.3% | $1,945+318.5% |