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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,263 | $58,848-50.3% | $88,179-66.8% | $82,637-64.6% |
| Participation rate | 25.7% | 57.9%-32.2pp | 69.1%-43.4pp | 68.1%-42.3pp |
| Annual return | 15.14% | 22.76%-7.6pp | 64.97%-49.8pp | 53.51%-38.4pp |
| Employer contribution / active EE | $908 | $1,678-45.9% | $2,549-64.4% | $2,552-64.4% |
| Participant deferral / active EE | $1,626 | $3,124-47.9% | $4,614-64.8% | $4,126-60.6% |
| Admin fee / account holder | $4,648 | $4,795-3.1% | $7,673-39.4% | $7,339-36.7% |