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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,732 | $183,516-86.5% | $155,534-84.1% | $145,884-83.0% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 23.84% | 61.43%-37.6pp | 64.92%-41.1pp | 551.85%-528.0pp |
| Employer contribution / active EE | $10,697 | $5,315+101.3% | $4,675+128.8% | $4,662+129.4% |
| Participant deferral / active EE | $5,773 | $6,467-10.7% | $5,630+2.5% | $6,690-13.7% |
| Admin fee / account holder | $953 | $19,293-95.1% | $15,900-94.0% | $13,392-92.9% |