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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,732 | $183,627-86.5% | $155,602-84.1% | $145,978-83.1% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 23.84% | 61.32%-37.5pp | 64.81%-41.0pp | 550.52%-526.7pp |
| Employer contribution / active EE | $10,697 | $5,316+101.2% | $4,675+128.8% | $4,662+129.5% |
| Participant deferral / active EE | $5,773 | $6,466-10.7% | $5,629+2.6% | $6,690-13.7% |
| Admin fee / account holder | $953 | $19,327-95.1% | $15,923-94.0% | $13,400-92.9% |