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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,825 | $160,028-83.2% | $147,080-81.8% | $145,884-81.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 18.92% | 98.60%-79.7pp | 420.17%-401.3pp | 551.85%-532.9pp |
| Employer contribution / active EE | $1,448 | $5,286-72.6% | $4,933-70.7% | $4,662-68.9% |
| Participant deferral / active EE | $5,744 | $8,422-31.8% | $8,066-28.8% | $6,690-14.1% |
| Admin fee / account holder | $1,747 | $15,030-88.4% | $12,989-86.6% | $13,392-87.0% |