Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,263 | $114,712-82.3% | $173,730-88.3% | $87,485-76.8% |
| Participation rate | 52.0% | 73.0%-21.0pp | 79.6%-27.6pp | 68.9%-16.9pp |
| Annual return | 27.68% | 20.18%+7.5pp | 19.96%+7.7pp | 26.06%+1.6pp |
| Employer contribution / active EE | $1,438 | $2,904-50.5% | $4,577-68.6% | $2,596-44.6% |
| Participant deferral / active EE | $2,494 | $4,642-46.3% | $6,326-60.6% | $4,274-41.6% |
| Admin fee / account holder | $464 | $10,210-95.5% | $17,523-97.4% | $7,775-94.0% |