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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,524 | $177,156-50.6% | $147,027-40.5% | $154,746-43.4% |
| Participation rate | 50.0% | 79.4%-29.4pp | 73.7%-23.7pp | 80.7%-30.7pp |
| Annual return | 18.39% | 21.94%-3.6pp | 20.23%-1.8pp | 172.34%-154.0pp |
| Employer contribution / active EE | $11,023 | $4,336+154.2% | $3,626+204.0% | $4,379+151.7% |
| Participant deferral / active EE | $19,340 | $5,797+233.6% | $4,933+292.1% | $6,730+187.3% |
| Admin fee / account holder | $691,075 | $14,904+4536.9% | $12,223+5554.1% | $14,365+4710.7% |