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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,507 | $177,595-77.2% | $148,496-72.7% | $198,609-79.6% |
| Participation rate | 92.9% | 79.3%+13.6pp | 76.0%+16.8pp | 82.4%+10.5pp |
| Annual return | 52.26% | 9.97%+42.3pp | 12.33%+39.9pp | 202.70%-150.4pp |
| Employer contribution / active EE | $5,932 | $4,098+44.8% | $3,497+69.6% | $5,055+17.3% |
| Participant deferral / active EE | $9,987 | $5,539+80.3% | $4,808+107.7% | $6,977+43.2% |
| Admin fee / account holder | $1,422 | $27,010-94.7% | $19,547-92.7% | $19,030-92.5% |