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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,833 | $88,672-11.1% | $105,223-25.1% | $82,448-4.4% |
| Participation rate | 67.9% | 67.9%-0.1pp | 75.0%-7.2pp | 68.1%-0.2pp |
| Annual return | 16.63% | 30.86%-14.2pp | 180.65%-164.0pp | 41.64%-25.0pp |
| Employer contribution / active EE | $1,624 | $3,048-46.7% | $3,689-56.0% | $2,551-36.3% |
| Participant deferral / active EE | $2,900 | $4,036-28.1% | $5,072-42.8% | $4,139-29.9% |
| Admin fee / account holder | $2,786 | $7,146-61.0% | $8,859-68.6% | $7,234-61.5% |