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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,708 | $196,972+9.0% | $182,262+17.8% | $198,609+8.1% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 10.88% | 158.27%-147.4pp | 140.60%-129.7pp | 202.70%-191.8pp |
| Employer contribution / active EE | $2,609 | $5,364-51.4% | $5,046-48.3% | $5,055-48.4% |
| Participant deferral / active EE | $4,153 | $8,643-52.0% | $8,276-49.8% | $6,977-40.5% |
| Admin fee / account holder | $31,248 | $18,429+69.6% | $16,712+87.0% | $19,030+64.2% |