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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,999 | $212,386-69.9% | $199,883-68.0% | $138,895-53.9% |
| Participation rate | 0.0% | 87.4%-87.4pp | 86.8%-86.8pp | 79.9%-79.9pp |
| Annual return | 13.37% | 47.75%-34.4pp | 43.81%-30.4pp | 145.39%-132.0pp |
| Employer contribution / active EE | $4,547 | $6,625-31.4% | $6,261-27.4% | $4,194+8.4% |
| Participant deferral / active EE | $11,934 | $9,617+24.1% | $9,138+30.6% | $6,396+86.6% |
| Admin fee / account holder | $7,960 | $18,233-56.3% | $17,268-53.9% | $12,562-36.6% |