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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,509 | $147,556-95.6% | $129,031-95.0% | $198,609-96.7% |
| Participation rate | 84.6% | 77.2%+7.4pp | 73.4%+11.3pp | 82.4%+2.2pp |
| Annual return | 15.21% | 37.41%-22.2pp | 34.67%-19.5pp | 202.70%-187.5pp |
| Employer contribution / active EE | $3,120 | $3,645-14.4% | $3,226-3.3% | $5,055-38.3% |
| Participant deferral / active EE | $2,839 | $5,760-50.7% | $5,217-45.6% | $6,977-59.3% |
| Admin fee / account holder | $6,466 | $15,467-58.2% | $13,208-51.0% | $19,030-66.0% |