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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,509 | $108,882-94.0% | $96,754-93.3% | $154,746-95.8% |
| Participation rate | 84.6% | 75.1%+9.5pp | 70.3%+14.3pp | 80.7%+3.9pp |
| Annual return | 15.21% | 98.39%-83.2pp | 82.04%-66.8pp | 172.34%-157.1pp |
| Employer contribution / active EE | $3,120 | $3,018+3.4% | $2,679+16.4% | $4,379-28.8% |
| Participant deferral / active EE | $2,839 | $5,323-46.7% | $4,758-40.3% | $6,730-57.8% |
| Admin fee / account holder | $6,466 | $10,200-36.6% | $8,905-27.4% | $14,365-55.0% |