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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,196 | $183,516-76.5% | $155,534-72.2% | $145,884-70.4% |
| Participation rate | 77.3% | 82.7%-5.4pp | 78.2%-0.9pp | 80.3%-3.0pp |
| Annual return | 13.69% | 61.43%-47.7pp | 64.92%-51.2pp | 551.85%-538.2pp |
| Employer contribution / active EE | $2,367 | $5,315-55.5% | $4,675-49.4% | $4,662-49.2% |
| Participant deferral / active EE | $6,226 | $6,467-3.7% | $5,630+10.6% | $6,690-6.9% |
| Admin fee / account holder | $3,539 | $19,293-81.7% | $15,900-77.7% | $13,392-73.6% |