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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,196 | $183,627-76.5% | $155,602-72.2% | $145,978-70.4% |
| Participation rate | 77.3% | 82.7%-5.4pp | 78.2%-0.9pp | 80.3%-3.0pp |
| Annual return | 13.69% | 61.32%-47.6pp | 64.81%-51.1pp | 550.52%-536.8pp |
| Employer contribution / active EE | $2,367 | $5,316-55.5% | $4,675-49.4% | $4,662-49.2% |
| Participant deferral / active EE | $6,226 | $6,466-3.7% | $5,629+10.6% | $6,690-6.9% |
| Admin fee / account holder | $3,539 | $19,327-81.7% | $15,923-77.8% | $13,400-73.6% |