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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,102 | $162,136-37.0% | $152,301-33.0% | $154,746-34.0% |
| Participation rate | 75.0% | 84.1%-9.1pp | 82.4%-7.4pp | 80.7%-5.7pp |
| Annual return | 21.28% | 91.02%-69.7pp | 80.50%-59.2pp | 172.34%-151.1pp |
| Employer contribution / active EE | $4,287 | $4,890-12.3% | $4,624-7.3% | $4,379-2.1% |
| Participant deferral / active EE | $10,102 | $8,341+21.1% | $8,004+26.2% | $6,730+50.1% |
| Admin fee / account holder | $15,014 | $15,759-4.7% | $14,398+4.3% | $14,365+4.5% |