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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,490 | $185,312-22.6% | $161,489-11.1% | $154,746-7.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 7.86% | 103.84%-96.0pp | 89.72%-81.9pp | 172.34%-164.5pp |
| Employer contribution / active EE | $17,440 | $4,769+265.7% | $4,268+308.6% | $4,379+298.3% |
| Participant deferral / active EE | $13,375 | $6,350+110.6% | $5,630+137.6% | $6,730+98.7% |
| Admin fee / account holder | $1,654 | $18,654-91.1% | $16,006-89.7% | $14,365-88.5% |