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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,490 | $181,062-20.8% | $158,223-9.3% | $155,188-7.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 7.86% | 57.39%-49.5pp | 52.09%-44.2pp | 148.84%-141.0pp |
| Employer contribution / active EE | $17,440 | $4,565+282.1% | $4,109+324.5% | $4,248+310.6% |
| Participant deferral / active EE | $13,375 | $6,134+118.0% | $5,467+144.7% | $6,531+104.8% |
| Admin fee / account holder | $1,654 | $18,825-91.2% | $16,047-89.7% | $14,480-88.6% |