Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,702 | $71,230+24.5% | $93,727-5.4% | $80,959+9.6% |
| Participation rate | 18.2% | 60.4%-42.2pp | 68.7%-50.5pp | 67.7%-49.5pp |
| Annual return | 8.51% | 11.26%-2.8pp | 133.83%-125.3pp | 35.67%-27.2pp |
| Employer contribution / active EE | $468 | $1,565-70.1% | $2,421-80.7% | $2,757-83.0% |
| Participant deferral / active EE | $1,206 | $4,037-70.1% | $4,417-72.7% | $4,300-72.0% |
| Admin fee / account holder | $4,180 | $6,961-40.0% | $8,292-49.6% | $6,925-39.6% |