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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,105 | $124,425-78.2% | $112,040-75.8% | $137,256-80.3% |
| Participation rate | 94.7% | 79.3%+15.4pp | 76.5%+18.2pp | 80.0%+14.8pp |
| Annual return | 18.02% | 24.72%-6.7pp | 24.52%-6.5pp | 220.34%-202.3pp |
| Employer contribution / active EE | $2,324 | $3,411-31.9% | $2,954-21.3% | $4,156-44.1% |
| Participant deferral / active EE | $4,353 | $5,718-23.9% | $5,098-14.6% | $6,407-32.1% |
| Admin fee / account holder | $615 | $15,207-96.0% | $12,098-94.9% | $12,270-95.0% |