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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,738 | $73,787-74.6% | $98,716-81.0% | $82,448-77.3% |
| Participation rate | 96.7% | 61.4%+35.3pp | 69.3%+27.4pp | 68.1%+28.6pp |
| Annual return | 22.77% | 18.57%+4.2pp | 31.81%-9.0pp | 41.64%-18.9pp |
| Employer contribution / active EE | $7,175 | $1,511+374.8% | $2,279+214.9% | $2,551+181.3% |
| Participant deferral / active EE | $13,734 | $3,081+345.7% | $4,048+239.3% | $4,139+231.8% |
| Admin fee / account holder | $9,118 | $6,500+40.3% | $8,703+4.8% | $7,234+26.0% |