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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,057 | $132,634-83.4% | $115,768-80.9% | $137,256-83.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 26.65% | 160.70%-134.0pp | 100.46%-73.8pp | 220.34%-193.7pp |
| Employer contribution / active EE | $2,597 | $3,360-22.7% | $2,940-11.7% | $4,156-37.5% |
| Participant deferral / active EE | $5,340 | $5,619-5.0% | $4,917+8.6% | $6,407-16.7% |
| Admin fee / account holder | $3,840 | $15,028-74.4% | $12,439-69.1% | $12,270-68.7% |