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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,057 | $139,948-84.2% | $121,663-81.9% | $154,746-85.7% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 26.65% | 230.52%-203.9pp | 147.54%-120.9pp | 172.34%-145.7pp |
| Employer contribution / active EE | $2,597 | $3,521-26.2% | $3,020-14.0% | $4,379-40.7% |
| Participant deferral / active EE | $5,340 | $5,629-5.1% | $4,887+9.3% | $6,730-20.7% |
| Admin fee / account holder | $3,840 | $17,321-77.8% | $14,289-73.1% | $14,365-73.3% |